El Plan de Pensiones de Canadá (CPP) es el programa público que requiere que todos los empleados canadienses a contribuir con un porcentaje de sus ingresos, con su empleador igualar la cantidad, a un plan de pensiones administrados a nivel nacional. Actualmente, la tasa de contribución de los empleados se ha fijado en 4,95% hasta un máximo de $ 2,356.
@LNJVMK4 años4Y
No, employers should contribute more via a progressive tax system. Poor people cannot afford to pay more.
@LVYV444 años4Y
Keep a default limit set and allow employees to either opt-in to an increase or opt-out into a private plan. Give the employee the choice.
@LXQCDG4 años4Y
No CPP should be protected from the government so it can not spend the money that belongs to pensioners and not the government.
@LYGQ274 años4Y
Yes, with a commensurate raise in the minimum wage so lower income earners are not penalized financially.
@LLQD4K4 años4Y
does any thing we pay for go down in price? wake up and tax the rich...throw people who make under 50,000 a rope here.
@LLXFYP4 años4Y
Higher premiums with higher contributions from government and thus better benefits
@LMJHLT4 años4Y
Raise the annual maximum so high wage earners contribute more.
@LMT9MJ4 años4Y
Oil royalties should be raised to fund CPP
@LN5CCC4 años4Y
Tell the government to not use that money for their use.
@3FBSH8D4 años4Y
High income earners should contribute more. Low income earners should not have to contribute more—especially if they're barely making a living wage. Percentages are not a fair way to go.
@3FDHK8F4 años4Y
Regardless, allow employees the option to opt-out of the CPP and invest in a private pension plan, andallow employees the option to contribute an additional 5%-10%.
@3FDLGTR4 años4Y
No. It would only give the government more money to steal. It.s our money. The government treats us like criminals for wanting it.
@3F22Z4Z4 años4Y
Yes higher premiums would help for reinvestments but their has to be controls on making sure companies are not hiring less do to the hike.
@3F34P4D4 años4Y
If any insurance company charged a premium for say 30 years and the client dies prior to collecting any benefits, the the company doesn't pay out at least the amount paid in the said company would be charged with fraud. CPP should be forced to pay the estate at least the amount paid in at a competitive rate of interest.
@3F5VDG74 años4Y
No, higher premiums would encourage businesses to hire fewer workers and negatively affect the economy. It also reduces the spending money left to the employees.
4.49% of what? Will the employee have enough left over to live on during the season? It is a slippery slope between not-quite enough, especially in seasonal employment areas, and a-little-more-than enough, May just depend on whether you buy tobacco or alcohol.(tax-free or not)
@3FB8BS54 años4Y
If there is a concern that funds for CPP is going to run out due to the baby boomers, employees should have the option to contribute additional and employees should also have the option to opt-out and invest in a private pension plan.
@3DXK6LG4 años4Y
CPP contributions should never be put into general revenue it should be invested in the in the best way possible for the greatest return on investment and should be done at arms length from the government with no more than twenty percent of the board being government officials
