@3F34P4D4歳4Y
If any insurance company charged a premium for say 30 years and the client dies prior to collecting any benefits, the the company doesn't pay out at least the amount paid in the said company would be charged with fraud. CPP should be forced to pay the estate at least the amount paid in at a competitive rate of interest.
4.49% of what? Will the employee have enough left over to live on during the season? It is a slippery slope between not-quite enough, especially in seasonal employment areas, and a-little-more-than enough, May just depend on whether you buy tobacco or alcohol.(tax-free or not)
@3FB8BS54歳4Y
If there is a concern that funds for CPP is going to run out due to the baby boomers, employees should have the option to contribute additional and employees should also have the option to opt-out and invest in a private pension plan.
@3DXK6LG4歳4Y
CPP contributions should never be put into general revenue it should be invested in the in the best way possible for the greatest return on investment and should be done at arms length from the government with no more than twenty percent of the board being government officials