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“If any insurance company charged a premium for say 30 years and the client dies prior to collecting any benefits, the the company doesn't pay out at least the amount paid in the said company would be charged with fraud. CPP should be forced to pay the estate at least the amount paid in at a competitive rate of interest.”

From a Conservative in Sarnia
In reponse to: Should the employee contribution rate for the Canadian Pension Plan (CPP) be raised above its current 4.49% rate?

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Yes