Kế hoạch Hưu trí Canada (CPP) là chương trình công cộng yêu cầu tất cả người Canada có việc làm phải đóng góp một phần trăm thu nhập của họ, với chủ lao động của họ khớp với số tiền, cho một kế hoạch lương hưu do quốc gia quản lý. Hiện tại, tỷ lệ đóng góp của nhân viên được đặt ở mức 4,95% cho đến tối đa là $ 2,357.
@3FDLGTR3 năm3Y
No. It would only give the government more money to steal. It.s our money. The government treats us like criminals for wanting it.
@3FDHK8F3 năm3Y
Regardless, allow employees the option to opt-out of the CPP and invest in a private pension plan, andallow employees the option to contribute an additional 5%-10%.
@3FBSH8D3 năm3Y
High income earners should contribute more. Low income earners should not have to contribute more—especially if they're barely making a living wage. Percentages are not a fair way to go.
@3FB8BS53 năm3Y
If there is a concern that funds for CPP is going to run out due to the baby boomers, employees should have the option to contribute additional and employees should also have the option to opt-out and invest in a private pension plan.
@3F5VDG73 năm3Y
No, higher premiums would encourage businesses to hire fewer workers and negatively affect the economy. It also reduces the spending money left to the employees.
@3F34P4D3 năm3Y
If any insurance company charged a premium for say 30 years and the client dies prior to collecting any benefits, the the company doesn't pay out at least the amount paid in the said company would be charged with fraud. CPP should be forced to pay the estate at least the amount paid in at a competitive rate of interest.
@3F22Z4Z3 năm3Y
Yes higher premiums would help for reinvestments but their has to be controls on making sure companies are not hiring less do to the hike.
@3DXK6LG3 năm3Y
CPP contributions should never be put into general revenue it should be invested in the in the best way possible for the greatest return on investment and should be done at arms length from the government with no more than twenty percent of the board being government officials
4.49% of what? Will the employee have enough left over to live on during the season? It is a slippery slope between not-quite enough, especially in seasonal employment areas, and a-little-more-than enough, May just depend on whether you buy tobacco or alcohol.(tax-free or not)
@LYGQ273 năm3Y
Yes, with a commensurate raise in the minimum wage so lower income earners are not penalized financially.
@LXQCDG3 năm3Y
No CPP should be protected from the government so it can not spend the money that belongs to pensioners and not the government.
@LVYV443 năm3Y
Keep a default limit set and allow employees to either opt-in to an increase or opt-out into a private plan. Give the employee the choice.
@LNJVMK3 năm3Y
No, employers should contribute more via a progressive tax system. Poor people cannot afford to pay more.
@LN5CCC3 năm3Y
Tell the government to not use that money for their use.
@LMT9MJ3 năm3Y
Oil royalties should be raised to fund CPP
@LMJHLT3 năm3Y
Raise the annual maximum so high wage earners contribute more.
@LLXFYP3 năm3Y
Higher premiums with higher contributions from government and thus better benefits
@LLQD4K3 năm3Y
does any thing we pay for go down in price? wake up and tax the rich...throw people who make under 50,000 a rope here.
