Jagmeet Singh, leader of the NPD party, proposes forgiving up to $20,000 of student loan debt and doubling student grants, as well as giving new graduates a five-year grace period for federal loan payments. This is based on the fact that, according to studies, in recent years, numerous students have been unable to repay their academic loans.
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@ISIDEWITH4yrs4Y
Yes
The longer students are enthralled with student debt the less time they will have to think about other purchases (i.e. House, further education).
@9FJVZMX2yrs2Y
he 1.5 trillion dollar student loan crisis is completely changing the landscape of our nation, both figuratively and literally. According to a survey in Business Insider, 13% of those with student loans have put off starting a family because of their debt burden.
@9F9VG3G2yrs2Y
This means that children will not reach a better education leaving them in lower jobs an dlowering the economy or forcing companies to lower their education level requirement and instead teach the employee everything they need for the job.
@ISIDEWITH4yrs4Y
No
@9FJVZMX2yrs2Y
Cancellation would promote college affordability, access, and completion. Student debt is not an individual burden but one that strains entire families. Many borrowers take on student loans while also caring for their parents.
@9F9BG7F2yrs2Y
the government should obviously forgive atleast certain amount of money so that students from low class families can pursue further education and become successful and do something good with their life.
@9FF5V672yrs2Y
Student loan debt can be a significant source of financial stress and anxiety for borrowers. High levels of stress related to debt can negatively affect mental health and overall well-being.
Addressing student loan debt by providing relief, whether through forgiveness, income-driven repayment plans, or other measures, can alleviate this stress and improve the mental health of affected individuals.
@9FPBTBD2yrs2Y
You go to school you need to pay… there are many other jobs out there that you can get without post secondary education .. the trades for example
@ISIDEWITH4yrs4Y
Yes, and forgive all student load debt
@9FKJS6F2yrs2Y
Students helps us in our economy, as degrees are all but required in the job market now. giving them a bunch of debt to pay off would only hurt everyone.
@9F86SVZ2yrs2Y
Forgiving student debt tends to forgive the debt of already wealthy individuals who have had the opportunities to go to university. Also while these students are getting their education at high end universities they are out spending and partying with the funds as is. They should be learning how to manage their funds as needed instead of learning the government will bail them out for being careless jackasses. The future is built on structure and rules to being a just person. Included in being responsible for management of your funds with consequences of stupidity and laziness.
@9FFK4W42yrs2Y
University itself is a waste of resources. Many people don get job after secondary school education. Forgiving the loan just encourage more people to make bad decision and waste their time
@9FGTMM22yrs2Y
Student Loan debt should be paid as they also had the interest to do things that can cost them money. IF they couldn't pay it then why do it? This world doesn't run as easy as it looks like.
@ISIDEWITH4yrs4Y
Yes, but only for low income students
@9FF5V672yrs2Y
The National Center for Education Statistics (NCES) reports that among undergraduate students who completed a bachelor's degree in 2018-2019, those from the lowest income quartile had an average cumulative debt of $26,300, while those from the highest income quartile had an average debt of $16,800.
@9FMR4252yrs2Y
The very idea that any loans taken out willingly be people to advance their own personal ability to earn should be paid for by working class people by using tax dollars to do so is a misuse of funds.
There is an onus on people who take out loans for school to take into account how their education will help them going forward and to consider how they will be addressing the re-payment of this debt.
It also ignores the people who were responsible who saved and worked to pay as much on their own as they could. Is the government prepared to back-pay all those people? Or are we in the business of punishing responsible choices?
@ISIDEWITH4yrs4Y
No, we cannot afford this
@9F8Z6XN2yrs2Y
Students will become productive citizens in Canadian society, and hence will be able to pay back the debt through taxes when they are working high paying jobs in the future.
Students will become productive citizens in Canadian society, and hence will be able to pay back the debt through taxes when they are working high paying jobs in the future.
@9FDR25L2yrs2Y
Education is a necessity for everyone, some students can't work because of their busy schedule and while focusing on their studies, the government should provide them with grants whenever needed.
If students are enthralled with student loans this will negatively affect the economy as students paychecks will be consumed by debt payments.
@ISIDEWITH4yrs4Y
Yes, but only for students with excellent grades
@B2R64FD5mos5MO
Everyone should be held responsible for the choices that they make in pursuing higher education, and debt is an individuals concern.
@9FV93Z42yrs2Y
Realistically the static s have shown that the rich famlies produce the smartest children therefore forgiving the rich and making the poor pay more.
children adopted by high-SES parents had IQs that averaged 12 points higher than the IQs of those adopted by low-SES parents
@9FPBTBD2yrs2Y
If they have excellent grades they should get good jobs that enable them to pay off their student loans
@9FDKCKS2yrs2Y
When I say excellent I mean above a 91%. It should be used as a reward for those that try to excel. Everyone has the potential. Not everyone has the will.
@97BT5J53yrs3Y
Yes, but only for low income Canadian citizens
@8VWCBMV4yrs4Y
No, but remove interest rates
@B2VK5QV5mos5MO
I don’t think it’s a good idea to waste money on useless thing and Let the people with student loans suffer
@9BW75FL2yrs2Y
Yes, and reduce interest rates.
@9CBGNZD2yrs2Y
Yes, but only for low income students who are Canadian citizens
@98XMC7HLibertarian2yrs2Y
@B59F36N2mos2MO
No, except for students with excellent grades but lower the cost of education for everyone all together.
@B56FD972mos2MO
Yes, but only for students who are Canadian citizens. Additionally, there should be a minimum grade requirement (example: minimum 60% in at least half of their classes, and $20,000 in student loan will be forgiven).
@B55F3HK2mos2MO
I think that you shouldn't be paying for education because then there will be less people going to school.
@B546BJT2mos2MO
No. Incentivize them to join the public sector at a lesser pay to offset the student loan foregiveness until it's paid off.
@B53XXQR2mos2MO
University should be free for Canadians like many European countries like Germany, Norway, Austia, Iceland, France, Sweden, Denmark etc
@B53379K2mos2MO
reduce interest rates and make a bracket for the students incomes and that bracket covers a percentage of the student loan debt
@B52NDZB2mos2MO
Yes, but only for students achieving a 60%+ average encouraging students to do well and complete courses
@B529JZY2mos2MO
No. It should depend on the student and the caliber of their work in high education. Schools should have a tiered system where students who performed exceptionally in their degree programs are forgiven their student debt, by the government. These could be reframed as exit rewards, acknowledging high-caliber students and incentivizing greater engagement with education in students.
@B4ZYJ8Z2mos2MO
Yes for important jobs related to infrastructure, but if's a damn liberal arts degree you're on your own
@B4ZJVGS2mos2MO
Yes. The deserved stability of young people’s financial future will be incentive to work harder knowing they’re not straddled with debt. And turn will be more active in the local and global economies.
@B4ZJ5ZG2mos2MO
Student debt should not be this high in the first place. Osap should have longer 0% interest periods and allow students to pay off loans without being trapped in a loan forever.
@B4YNM4D2mos2MO
Yes, but require students to work in Canada. And an accelerated rate for industries and/or region with labour shortages, such as doctor in rural areas
@B4WBTNK2mos2MO
Make school free and take more time helping people learn and make the right decisions that suit their skills and needs
@B4VXXL52mos2MO
If a) Student passed with decent grades b) If a Citizen and c) Works for or in a Government sponsored or critical industry for a set amount of time. (Teacher, doctor, other)
@B4V49FWNew Democratic2mos2MO
Yes, but it should be allowed based off of income. I.e if you make over 70k personally you can pay your student debt.
@B4TMX4Y2mos2MO
The government should give out tax free loans to students. These loans can then be repaid by a percentage of their wages, similar to an income tax, but instead be a repayment tax.
@B4TMDXM2mos2MO
Yes but with the requirements of 1) being a Canadian citizen and 2) actively maintaining an income to support day to day needs
@B4TFC2M2mos2MO
Yes, for Doctors to encourage more doctors to enter the workforce without holding a massive debt. Lowering tution would make secondary education more affordable to everyone.
@B4SX24Q2mos2MO
Yes, but only for students that graduate with a degree in medicine or another profession that Canada is hurting for, after they have worked in the industry in a Canadian city/town that is in need for 3-5 years
@B4SRF8BNew Democratic2mos2MO
Yes, but only for low income, students and lower the interest rate for other students whose families are total income is less than $60,000 a year
@B4PX2JW3mos3MO
Student loans should be forgiven if people go into public service. Secondly, federal grants should be increased via Federal funding programs, however, $20,000 of debt per person is not feasible.
@B4PSSD63mos3MO
Yes, for students in programs that are needed for the country (eg. STEM jobs, manufacturing, engineering, healthcare, etc.)
@B4PPBZN3mos3MO
It should forgive the interest after the principal has been paid. And the state should only facilitate loans for education streams that we need for critical development like stem
@B4N3RPF3mos3MO
No, there should be 0 forgiveness. Continuing education is a choice and students are made aware of the fees prior to enrollment.
@B4MZ8ZN3mos3MO
Universities should be the ones to forgive the debt, as they are the ones asking for such large sums of money in the first place. People from low income families with good grades and academic performance should be eligible for debt forgiveness from their respective university.
@B4MT8QK3mos3MO
Yes, forgive all student loan debt but only for Canadian citizens, school should be free for citizens
@B4LP8N43mos3MO
No, government should look to reduce the cost of education, particularly the cost of books, and learning material. Relevant educational material should not become obsolete within a year or 2 because a professor wants to include his work in a publication.
@B4KXH4L3mos3MO
All student loans should be interest free after 5 years. Interest collected during that time should be invested in research funding, post secondary investments and scholarship funds.
@B4KJ9LB3mos3MO
I paid for my post-secondary education. Why shouldn't the students today? Unless post-secondary education is going to become publicly funded across the board, for everyone, except maybe foreign students, then I would agree with the government funding.
@B4FDT5F 3mos3MO
I don't have enough experience of student loan debt to understand the struggle properly, but since I've heard it's not fun to have student loan debt, I'm gonna say yes but not $20, 000 that feels too generous.
@B4CFP223mos3MO
You made the choice to take out a student loan it is not the government responsibility to help you pay that back
@B4BJ3B83mos3MO
No, and education should not be as expensive as it is. Some forgiveness is okay, perhaps slightly lower than $20K with proper documentation and screening.
@B4B6HTF3mos3MO
Taxes should pay for education up to a 4 year university degree. Students excelling with excellent marks in needed fields should be granted more years of funded education.
@B47LL4R3mos3MO
Yes but only for Canadian citizens meeting a certain grade standard for eligible (high skill degrees that are needed) and lower the interest rate
@B47HNGNConservative3mos3MO
yes, as long as the student owing the debt is going into a job force that will greatly benefit this nation and her people
@B46VSY53mos3MO
It depends on the students work ethic, in and outside of the classroom. Certain financial situations should be considered.
@B46KGNN3mos3MO
Everyone should have the option for 1 trade/degree/ diploma that is fully funded. Whether that's a trade or a doctor and everything in between all Canadians should have the option to start life out with a good paying job. That would improve country's quality of life the most
@B46G43F3mos3MO
No, the government should reduce the cost of post secondary education to allow lower income families to be able to afford to put their children into post secondary.
@B45YJHPNew Democratic3mos3MO
Yes, for low income, 2-5 years delay for everyone so there's time to get a job and start your life without the weight of loans, drastically reduce interest for all
@B43SXTX 3mos3MO
Target forgiveness for low-income borrowers or those in critical fields like healthcare, education, or social work.
Cap forgiveness based on income to avoid benefiting wealthier individuals who can afford repayment.
Reform student loan interest rates so students pay back what they borrowed, not excessive interest.
Invest in tuition reduction or expand grants to prevent future debt issues.
@B3XKVWX4mos4MO
yes, depending on the situation of the student and the reason they aren't able to pay. I think if they are a hard working student who tries their best but just unfortunatlly can not pay the fees it should be forgiven.
@B3R23Q64mos4MO
Only for Canadian citizens with good grades and reduce their interest rates for all other Canadian citizens
@B3QGP694mos4MO
Create an education system where students are not in a situation where they are indebted even before they are adults
@B3MY9V34mos4MO
if they are that deep in dept I think they should no longer be allowed to borrow money to prevent future dept.
@B3JVWRC4mos4MO
Academic integrity should be a factor, but reduce interest rates and make student loans less of a hassle.
@B3H825K4mos4MO
No. Doing this only adds more tax that people have to pay. Instead of forgiving student loans, university/college should be cheaper for students. The cost of tuition shouldn't reflect the working wage that you should be "on track to receive". It should just be the skill level of the course.
@B3F2G6X 4mos4MO
No, but schooling for essential professions lacking in enrolment should be made more affordable or incentivized.
Lower the price of schooling and add government incentives to business to hire students with education specific to their business
@B3DCMJ84mos4MO
Students who either attend class or have high grades should not have debts on graduation. Student debts should only be for those students who aren't trying in post secondary education at all.
@B3C6MPY4mos4MO
Yes, if the students would never be able to financially recover from the debts. No, if the students can pay it but no interest rates.
@B3BTB9NConservative4mos4MO
Yes, buy need to add a condition that they get good grades and stay in Canada for a reasonable length of time.
@B395RFR4mos4MO
We need to reign in our universities from abusing foreign students for increased tuitions, andcthen revisit this question.
@B389SZ54mos4MO
Yes if the person remains in the country and commits to some time contributing to Canadian workforce. Particularly in areas of great need
Yes for low income students. Also students could have their income calculated based solely on what they themselves earn, if their parent(s) or guardian(s) are not providing them with financial aid.
@B36YN724mos4MO
Yes, for low income students and if parents or guardians are not supporting you financially, that counts as low income.
@B3676584mos4MO
Only for Canadian citizens and it should be scaled based on the program (I.e arts degrees should not get as much as engineering)
@B35WYBC4mos4MO
The government should set up a system that forgives all student loan debt still outstanding after a certain period past finishing school or leaving a program.
@B35Q7K54mos4MO
Higher education for Canadian citizens should be low fee or not-for-profit, or fees reimbursed upon entry into qualified employment.
@B34WY584mos4MO
This one depends on the specific living conditions that students that have student loans currently live in.
Don't charge interest. Offer free schooling for doctors and nurses with 5 year commitment in rural and isolated communities.
No, but work towards making all university, collage, and trade education free once Canada is financially secure
@B2ZJH9G5mos5MO
no becuase it would take a huge chunk of government spending to pay everybodys student debt loan rather instead they should make school enrollment cheaper
@B2YWMKSConservative5mos5MO
Only if the government can see that the student, even with help of the parents, will never be able to pay the debt.
If the government can see though, that the student is just to lazy to go out and work they should not pay the debt because if the student wanted to they could pay the debt.
@B2MNQY75mos5MO
I believe we should do what Sweden does, their students are paid to go to school and work towards getting them a better future and help. They care about education and their students futures.
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